Canara Bank Interest Rates w.e.f. 11.09.2012

NATURE RATE OF INTEREST (%) p.a. MINIMUM BALANCE ACCOUNT NORMAL SENIOR CITIZEN Rural Semi Urban Urban 1. SAVINGS BANK A/C A. Domestic w.e.f. 03-05-2011 4.00% 4.00% a. With cheque Book facility Rs.500/- Rs.500/- Rs1000/- b. Without cheque book facility Rs.100/- Rs.100/- Rs.500/- c. No Frills Account Rs.25/- Rs.25/- Rs.25/- d. SB Canchamp deposit Scheme:                                                              4.00% p.a. CHARGES FOR NON-MAINTENANCE OF MINIMUM BALANCE:      Rs. 20/- per month B.Non Resident a. NRO (03-05-2011) 4.00% 4.00% b. NRE (03-05-2011) 4.00% 4.00% 2. TERM DEPOSITS A. Domestic Rate of Interest (%) p.a. For Deposits less than Rs.15 lakh w.e.f.11.09.2012 Term Deposits (All Maturities) General Public Senior Citizen Rate of Interest (% p.a) Annualised Interest yield ** Rate of Interest (% p.a) Annualised Interest yield ** 7 days to 14 days * 4.00 4.00 4.50 4.50 15 days to 30 days 4.50 4.50 5.00 5.00 31 days to 45 days 4.50 4.50 5.00 5.00 46 days to 90 days 7.00 7.00 7.50 7.50 91 days to 179 days 7.25 7.25 7.75 7.75 180 days to 269 days 8.00 8.08 8.50 8.59 270 days to less than 1 year 8.00 8.16 8.50 8.68 1 year & above to less than 2 years 8.50 8.77 9.00 9.31 2 years & above to less than 3 years 8.50 9.16 9.00 9.74 3 years & above to less than 5 years 8.50 9.57 9.00 10.20 5 years & above to less than 8 years 8.50 10.46 9.00 11.21 8 years & above to 10 years 8.50 12.00 9.00 12.98 * Rates are applicable only for single deposit of Rs.5 lakhs & above. ** Approximate Annualized Yield in % terms at the beginning of the slab. 2. TERM DEPOSITS A. Domestic Rate of Interest (%) p.a. For Deposits Rs.15 lakh & above to less than Rs.1 crore w.e.f.11.09.2012 Term Deposits (All Maturities) General Public Senior Citizen Rate of Interest (% p.a) Annualised Interest yield ** Rate of Interest (% p.a) Annualised Interest yield ** 7 days to 14 days * 4.00 4.00 4.50 4.50 15 days to 30 days 4.50 4.50 5.00 5.00 31 days to 45 days 4.50 4.50 5.00 5.00 46 days to 90 days 7.00 7.00 7.50 7.50 91 days to 179 days 7.25 7.25 7.75 7.75 180 days to 269 days 8.00 8.08 8.50 8.59 270 days to less than 1 year 8.00 8.16 8.50 8.68 1 year & above to less than 2 years 8.50 8.77 9.00 9.31 2 years & above to less than 3 years 8.50 9.16 9.00 9.74 3 years & above to less than 5 years 8.50 9.57 9.00 10.20 5 years & above to less than 8 years 8.50 10.46 9.00 11.21 8 years & above to 10 years 8.50 12.00 9.00 12.98 * Rates are applicable only for single deposit of Rs.5 lakhs & above. ** Approximate Annualized Yield in % terms at the beginning of the slab. 2. TERM DEPOSITS A. Domestic Rate of Interest (%) p.a. For Deposits Rs.1 crore & above *** w.e.f.11.09.2012 Term Deposits (All Maturities) General Public Senior Citizen Rate of Interest (% p.a) Annualised Interest yield ** Rate of Interest (% p.a) Annualised Interest yield ** 7 days to 14 days * 4.00 4.00 4.50 4.50 15 days to 30 days 4.50 4.50 5.00 5.00 31 days to 45 days 4.50 4.50 5.00 5.00 46 days to 90 days 7.50 7.50 8.00 8.00 91 days to 179 days 7.50 7.50 8.00 8.00 180 days to 269 days 8.00 8.08 8.50 8.59 270 days to less than 1 year 8.00 8.16 8.50 8.68 1 year & above to less than 2 years 8.50 8.77 9.00 9.31 2 years & above to less than 3 years 8.50 9.16 9.00 9.74 3 years & above to less than 5 years 8.50 9.57 9.00 10.20 5 years & above to less than 8 years 8.50 10.46 9.00 11.21 8 years & above to 10 years 8.50 12.00 9.00 12.98 * Rates are applicable only for single deposit of Rs.5 lakhs & above. ** Approximate Annualized Yield in % terms at the beginning of the slab. *** Contact the nearest branch for deposits of Rs.1 crore and above. Senior Citizens are not eligible for additional interest rate for their Recurring Deposits, Capital Gains Account Scheme and NRO term deposits. (i.e, interest rates as applicable to General Public be offered) PENALTY: The Bank imposes a penalty of 1.00% for premature closure/part withdrawal/premature extension of Domestic term deposits. NON RESIDENT ACCOUNTS a. NRO – all maturities Same as applicable to Domestic Term Deposits b. NRE –Term deposits Rate of interest (%) per annum w.e.f.11.09.2012 Period of Deposit For less than Rs.15 lakh Rs.15 lakh & above to less than Rs.1 crore Rs.1 crore & above Rate of Interest (% per annum) Rate of Interest (% per annum) Rate of Interest (% per annum) 1 year & above to less than 2 years 8.50 8.50 8.50 2 years & above to less than 3 years 8.50 8.50 8.50 3 years & above to less than 4 years 8.50 8.50 8.50 4 years & above to less than 5 years 8.50 8.50 8.50 5 years & above to less than 6 years 8.50 8.50 8.50 6 years & above to less than 7 years 8.50 8.50 8.50 7 years & above to less than 8 years 8.50 8.50 8.50 8 years & above to less than 9 years 8.50 8.50 8.50 9 years & above to less than 10 years 8.50 8.50 8.50 10 years 8.50 8.50 8.50 Effective Annualised Interest Yield (Indicative only): We give below the Effective Annualized rates of return on Bank’s Cumulative Deposit Schemes, Re-investment Deposit Plan (Kamadhenu Deposit), on quarterly compounding basis (% p.a) : NON RESIDENT ACCOUNTS a. NRO – all maturities Same as applicable to Domestic Term Deposits b. NRE –Term deposits Rate of interest (%) per annum W.e.f.11.09.2012 Period of Deposit For less than Rs.15 lakh Rs.15 lakh & above to less than Rs.1 crore Rs.1 crore & above Rate of Interest (% per annum) Annualised Interest Yield Rate of Interest (% per annum) Annualised Interest Yield Rate of Interest (% per annum) Annualised Interest Yield 1 year & above to less than 2 years 8.50 8.77 8.50 8.77 8.50 8.77 2 years & above to less than 3 years 8.50 9.16 8.50 9.16 8.50 9.16 3 years & above to less than 4 years 8.50 9.57 8.50 9.57 8.50 9.57 4 years & above to less than 5 years 8.50 10.00 8.50 10.00 8.50 10.00 5 years & above to less than 6 years 8.50 10.46 8.50 10.46 8.50 10.46 6 years & above to less than 7 years 8.50 10.94 8.50 10.94 8.50 10.94 7 years & above to less than 8 years 8.50 11.45 8.50 11.45 8.50 11.45 8 years & above to less than 9 years 8.50 12.00 8.50 12.00 8.50 12.00 9 years & above to less than 10 years 8.50 12.58 8.50 12.58 8.50 12.58 10 years 8.50 13.19 8.50 13.19 8.50 13.19 FCNR ( B ) w.e.f.01/09/2012 (Interest rate percent per annum) CURRENCY OF DEPOSITS PERIOD OF DEPOSIT 1 Year & above but less than 2 years 2 years & above but less than 3 years 3 years only Above 3 years but less than 4 years 4 years & above but less than 5 years 5 Years USD 3.03 2.42 3.50 3.50 3.66 3.87 GBP 3.41 2.80 3.83 3.83 3.92 4.07 EUR 2.75 2.51 3.64 3.64 3.79 3.98 CAD 4.04 3.42 4.49 - - - AUD 6.48 5.15 6.21 - - - * · FCNR (B) deposits in currencies in Canadian Dollars (CAD) & Australian Dollars (AUD) can only be accepted upto three years. RFC DEPOSITS w.e.f.01/09/2012 [Interest rate   percent per annum] PERIOD OF DEPOSIT CURRENCY OF DEPOSITS USD GBP EUR CAD AUD SAVINGS BANK   (September 2012) NIL NIL NIL NIL 1.75 1 week & above but less than 1 month NIL 0.15 NIL 0.60 2.80 1 month & above but less than 3 months NIL 0.42 NIL 0.67 3.15 3 months & above but less than 6 months 0.12 0.67 0.13 0.82 3.79 6 months & above but less than 1 year 0.48 0.65 0.03 1.09 3.88 1 year & above but less than 2 years 3.03 3.41 2.75 4.04 6.48 2 years & above but less than 3 years 2.42 2.80 2.51 3.42 5.15 3 years only 3.50 3.83 3.64 4.49 6.21