Online Link Your AADHAAR Card No in Bank.

Friends,   Earlier I had shared that consumers can link online AADHAAR Card with LPG.  Now I want to share that Banks has also provided online facility to link your LPG Id or AADHAAR card.  This facility is available for those customers who are using Internet Banking facility of the bank.  Recently I have checked this facility in State Bank of India for which a screen view  is given below :-

Now customers are not need to visit at LPG distributor or in Bank for linking AADHAAR card information.  The same can be completed with the help of internet banking facility. 

-- Link your AADHAAR with LPG (Click Here)

State Bank of India :- What is New on 08.12.2014

Friends  

                State Bank of India has provided some new features for Internet Banking users or others.  Latest features are as Self Generation of  Form 15G or Form 15 H , Self conversion of Saving Bank Account to Saving Bank Plus (auto sweep facility for getting maximum interest in saving account) .  Detailed information are given below :-

Date of Introduction	Feature	Benefit
26-11-2014	Generation of 15G/H	An INB user can generate form 15G/15H through post login INB (under e-Fixed Deposit-Generate 15 G/H) branch-wise. He has to take a printout of it and submit the duly signed copy to the home branch for recording it in CBS.
26-11-2014	Conversion of SB to SB Plus	An INB user is not required to visit branch for creation of auto sweep facility. He himself can convert his SB account to Savings Bank plus through INB. To convert please go to e-Fixed Deposit->Change to Saving Bank Plus)
26-11-2014	ATM Card Limit/channel/usage change	An INB user can customize the daily limit of ATM card withdrawal also channel type and usage as per his daily needs through INB.
15-10-2014	TDS account linking	Now you can link/delink Savings Bank/Current Account/ Overdraft account for deduction of TDS amount on your fixed deposit through INB. For availing this facility, please go to e-Fixed Deposit> TDS Account Linking.
15-10-2014	View Mutual Fund Details	Now you can view details of unit held with SBI Mutual Fund. To view, please go to e-Services>SBI Group Services and complete the registration process.
15-10-2014	Recovery of service charges for failed Standing Instructions	“With effect from 15/10/2014, a service charge of Rs.25/- will be recovered per instance of failed standing Instruction/bill payment scheduled or with auto pay instruction, wherever the reason of failure is sufficient/clear funds not available or account has hold

To know more regarding Auto Generation of Form 15G or Form 15H (Click Here)

Bank:-Separate Net Banking Kit for Joint Account Holders

Friends,

                Before  today, I was not aware about that separate internet kits for separate users of Joint account holders can be availed from bank which I want to share with you.   I mean to say i was using a single internet kit on Joint Account with State Bank of Patiala vide which debit to only first name was allowed.  In the second word,  I had no power to debit second name.   In general accounting there may be no effect of debit to first name or debit to second name, but in case of e-FDR or deposit it effects due to separate PAN numbers of first name or second name.  

                    In last customer care of  State Bank of Patiala has directed to bank officials to issue separate internet banking kit on CIF of second name and got success which i want.  Now I have an  Joint account which contains three name i.e.  my daughter, myself or wife and have three internet kit to debit a single account. 

Benefit of Multiple Kits on Single Saving Account. 

1.  No need to maintain Separate Saving Accounts.  

2.  No need to maintain Separate Minimum Balances in Joint Account.