PNB :- Doorstep Banking Services

Doorstep Banking Services

Salient Features of Doorstep Banking Services (safe & secure) :

Bank is offering the DSBS to its customers (Individual /Non Individual/Corporate) who are interested to avail the said services, for pick up of cash and delivery of cash from the door step of customer: 

The services are to be offered only to those customers in whose case proper KYC procedures have been followed. The service should be offered either at the residence or at the office of the customer. 

Customers will be pre-registered for this scheme. An agreement will be entered into with customer.

The DSBS include: 

           i. Pick up of Cash - Maximum Limit upto Rs. 2.00 crores

          ii. Delivery of cash against cheques received at the counter or through Fax

             – Maximum Limit Rs. 50 lacs.

         iii. Pickup instruments (like cheques, drafts/Pay orders, dividend warrants etc. for clearing) This shall be offered as a complimentary facility to customers simultaneously alongwith cash pick up for which no charges to be paid.

Following three type of options are available for Cash pick-up & delivery 

       (i) On Call Service 

      (ii) Beat Pick up Service. 

      (iii) Free of Cost option

     Customer may opt for one of the options. 

•      (i) On Call Service option:
       The customer shall inform the bank of pick up/delivery of cash required, over telephone/FAX on letter head.
  
•      (ii) Beat Pick up Service option:
         The representative of the Service Provider shall visit the customer on daily basis or on frequency requested by the customer.
  
• (iii) ‘Free of Cost’ Option –
  This option is to be provided to those customers who are not ready to pay the Security Agency charges and agree to keep higher current account agreed balance.

The services are to be offered within the business hours of the bank.

Customers account will be Credited/Debited on the same day in case of pickup of Cash  and delivery of cash facility under DSBS. 

Benefits of Door Step Banking Scheme:

Advantage to Customer :

1. Customer are not required to visit the branch for deposit/withdraw of cash under this scheme.

2. High security in pick up of cash and Delivery of Cash

3. Timely pick up of cash at door step of customer

4. Less Bank Charges

5. No Inter sol charges

For further details and latest information, please visit our nearest branch 

OR contact at

Toll Free No: 1800 180 2222; 

OR Landline Number 0120 249 0000

Punjab National Bank :- Interest Rate on Deposit w.e.f. 16.08.12

Saving Account Interest Rates :    4.0 % p.a. (w.e.f. 3rd May 2011)

Domestic Term Deposit Interest Rates (% p.a.)

Sl. No  Period ROI (% p.a.)w.e.f 16.08.2012 A.Y.*  ROI (% p.a.) w.e.f 16.08.2012 A.Y.*  NRE Term Deposit w.e.f 16.08.2012     Less than Rs. 1 Cr.  Rs. 1 Cr. To Rs. 10 Cr. #    ROI % p.a. 1 7 to 14 days 4.00 4.00 4.00 4.00 NA 2 15 to 45 days 4.50 4.50 4.50 4.50 NA 3 46 to 90 Days 5.50 5.50  7.00 7.00 NA 4 91 to 179 days 6.75 6.75 8.00 8.00 NA 5 180 days to 270 Days 7.50 7.57 8.25 8.34 NA 6 271 days to less than 1 year 7.50 7.64 8.50 8.68 NA  7 1 Year Only  9.00 9.31  9.00 9.31  9.00  8 >1 year to 5 year ( Except 400 and 1111 days) 8.75 9.04 8.75 9.04    8.75 9  400 days 9.00 9.35 9.00 9.35 9.00  10  1111 Days 9.00 10.22 9.00 10.22 8.75 11 >5 years to 10 years 8.50 10.46 8.50 10.46 8.50

*Approximate Annualized Yield in % terms at the beginning of the slab.

The rates of interest on Domestic Term Deposit of Senior Citizens will be 0.50% higher on all maturities (except Rs. 1 Crore to 10 Crores) as hitherto.

These revised interest rates will be applicable to the fresh deposits and renewal of existing Term deposits.

These interest rates would also apply to term deposit accounts opened under Capital Gains Account Scheme, 1988 (OPERATIVE IN ALL BRANCHES EXCEPT RURAL OFFICES).

Interest Rates of Punjab National Bank

Interest Rates on Deposit of Punjab National Bank as on date are detailed given in the interest of Public/customer.   Depositor should aware about the rate of interest of Punjab National Bank before planning any deposit in any bank. 

Saving Account Interest Rates :    4.0 % p.a. (w.e.f. 3rd May 2011)

Domestic Term Deposit Interest Rates (% p.a.)

Sl. No Period  Below Rs. 1 Crore w.e.f. 01.08.2011 Rs. 1 Cr. To Rs. 10 Cr. w.e.f. 01.08.2011 1 7 to 14 days 4.00 4.00 2 15 to 45 days 4.50 4.50 3 46 to 60 Days 5.50 6.00 4 61 to 90 Days 5.50 7.50 5 91 to 179 days 7.00 8.25 6 180 days to 270 Days 8.00 8.50 7 271 days to less than 1 year 8.00 9.00 8 1 year 9.25 9.50 9  More than 1 year to 554 Days 9.25 9.25 10 555 Days 9.30 9.30 11 556 Days to < 2 years 9.25 9.25 12 2 years to 776 Days 9.25 9.25 13 777 Days 9.35 9.35 14 778 Days to 999 Days 9.25  9.25 15 1000 Dyas 9.40  9.40 16 1001 Days to < 3 years 9.25 9.25 17 3 years to less than 1111 Days 9.25 9.25  18 1111 Days 9.50 9.50 19 1112 Days to < 5 Years 9.25 9.25  20 5 years to 10 years 9.00 9.00

The rates of interest on Domestic Term Deposit of Senior Citizens will be 0.50% higher on all maturities (except Rs. 1 Crore to 10 Crores) as hitherto.

These revised interest rates will be applicable to the fresh deposits and renewal of existing Term deposits.

These interest rates would also apply to term deposit accounts opened under Capital Gains Account Scheme, 1988 (OPERATIVE IN ALL BRANCHES EXCEPT RURAL OFFICES).