Interest rates on deposits below 1 crore |
Effective from August 23, 2011 |
Regular: Annual Income Plan |
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24 - 35 | 9.65 | 9.90 | 51000 | 50000 |
36 - 59 | 9.75 | 10.00 | 51000 | 50000 |
60 | 9.50 | 9.75 | 52000 | 51000 |
Minimum Deposit Amount - 20,000 |
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Platinum: Annual Income Plan |
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| Sr. Citizens | Individuals | Sr. Citizens |
33 | 10.00 | 10.25 | 50000 | 48000 |
Minimum Deposit Amount - 20,000 |
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Regular: Monthly Income Plan |
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| Sr. Citizens | | |
12 - 23 | 9.15 | 9.40 | 54000 | 53000 |
24 - 35 | 9.30 | 9.55 | 53000 | 52000 |
36 - 59 | 9.40 | 9.65 | 53000 | 51000 |
60 | 9.15 | 9.40 | 54000 | 53000 |
Minimum Deposit Amount - 40,000 |
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Platinum: Monthly Income Plan |
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| Sr. Citizens | Individuals | Sr. Citizens |
15 | 9.65 | 9.90 | 51000 | 50000 |
33 | 9.65 | 9.90 | 51000 | 50000 |
Minimum Deposit Amount - 40,000 |
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Non-Cumulative - Quarterly Option |
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Individuals
& Trusts | Sr. Citizens | | |
12 - 23 | 9.20 | 9.45 | 54000 | 52000 |
24 - 35 | 9.35 | 9.60 | 53000 | 52000 |
36 - 59 | 9.45 | 9.70 | 52000 | 51000 |
60 | 9.20 | 9.45 | 54000 | 52000 |
Minimum Deposit Amount - 20,000 |
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Non-Cumulative - Half Yearly Option |
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Individuals
& Trusts | Sr. Citizens | | |
12 - 23 | 9.30 | 9.55 | 53000 | 52000 |
24 - 35 | 9.45 | 9.70 | 52000 | 51000 |
36 - 59 | 9.55 | 9.80 | 52000 | 51000 |
60 | 9.30 | 9.55 | 53000 | 52000 |
Minimum Deposit Amount - 20,000 |
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Platinum: Non-Cumulative - Quarterly Option |
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| Sr. Citizens | Individuals | Sr. Citizens |
15 | 9.70 | 9.95 | 51000 | 50000 |
33 | 9.70 | 9.95 | 51000 | 50000 |
Minimum Deposit Amount - 20,000 |
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Platinum: Non-Cumulative - Half Yearly Option |
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| Sr. Citizens | Individuals | Sr. Citizens |
15 | 9.80 | 10.05 | 51000 | 49000 |
33 | 9.80 | 10.05 | 51000 | 49000 |
Minimum Deposit Amount - 20,000 |
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Regular: Cumulative Option |
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Period (Months) | Rate of Interest
(% p.a.) | **Maturity Amount
for a Deposit of
10,000 | Maximum Deposit
without TDS ()* |
| Individuals & Trusts | Sr
Citizens | Individuals | Sr
Citizens | Individuals | Sr
Citizens |
12 | 9.50 | 9.75 | 10950.00 | 10975.00 | 52000 | 51000 |
24 | 9.65 | 9.90 | 12023.12 | 12078.01 | 47000 | 45000 |
36 | 9.75 | 10.00 | 13219.46 | 13310.00 | 42000 | 41000 |
48 | 9.75 | 10.00 | 14508.35 | 14641.35 | 38000 | 37000 |
60 | 9.50 | 9.75 | 15742.39 | 15922.92 | 36000 | 35000 |
Minimum Deposit Amount - 20,000 / Interest Compounded annually |
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Platinum: Cumulative Option |
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Period (Months) | Rate of Interest
(% p.a.) | **Maturity Amount
for a Deposit of
10,000 | Maximum Deposit
without TDS ()* |
| Individuals & Trusts | Sr
Citizens | Individuals | Sr
Citizens | Individuals | Sr
Citizens |
15 | 10.00 | 10.25 | 11275.00 | 11307.52 | 48000 | 47000 |
33 | 10.00 | 10.25 | 13007.50 | 13089.48 | 42000 | 41000 |
Minimum Deposit Amount - 20,000 / Interest Compounded annually |
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HDFC SYSTEMATIC SAVINGS PLAN
(Variable Rate Installment Deposit Plan) |
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Period (Months) | Rate of Interest (% p.a.) |
24 - 35 | 9.25 |
36 - 59 | 9.50 |
60 | 9.50 |
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| Toll Free No. 1-800-22-2022 |
| * As per the current provisions of the Income Tax Act,1961 |
| ** Subject to tax deduction at source wherever applicable. |
| Other Terms and Conditions as per Deposit Application Form. |
| Interest rates on deposits of Rs 1 crore and above would be as per the extant guidelines |
| Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit. |
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